Category Archives: Money

I need money in 24 hours, how can I?

“I need money in less than 24 hours, but it’s impossible that I can!”

Probably that was what went through your mind when facing an emergency situation that caught you totally unprepared. Obviously, to deal with it, just getting the money.

But before taking the wrong steps, the good news is that it is possible to get money in less than 24 hours.

Technology will be your main ally in this quest. As? Continue and reading and get out of the grip.

I need money in 24 hours, how can I?

I need money in 24 hours, how can I?

With the financial market offering new technological possibilities, you do not have to be in despair! Online personal loan is an excellent alternative to getting credit in just one day.

By being online, from the request to the probable approval, the process becomes less bureaucratic than asking for a loan at a bank, which makes online personal loan the ideal solution for you.

Want to know what are the steps to get an online loan? Let’s explain.

Want to know what are the steps to get an online loan? Let

Taking as an example the Financial Group , access the automatic calculator to make a simulation of the amount that you want.

The result will tell you what the value of your parcels will be and how much time you will have to pay them.

Consider if the proposal is undeniable, and if so, confirm the request by entering your personal information: name, CPF, address, contact and bank account.

Do not forget that it is indispensable to use true information .

Do not forget that it is indispensable to use true information .

  • Do I need to submit bank details when applying for a loan?

If you have questions about the security and transparency of the service provided, be sure to research more about the company.

Here we have a special article thinking about the safety of our customers.

When the credit analysis step is completed, within a few minutes you will receive an email informing you if your request was accepted or not.

If so, you will finally receive the money in your account within 24 hours (according to banking hours).

Why is it so fast? It’s safe?


We imagine that of course you must have asked yourself this. And yes, it is safe.

Your bank details are required for the company to see what your account status is, but it is unable to perform transactions.

The status is nothing more than your credit score, punctuation that shows what your relationship with money is, whether you are good payer or not.

This score is linked to the CPF of every citizen, and it can vary, increasing as the consumer pays their bills on time, and decreasing otherwise.

That way, the company will know if they should trust you, and if all else says yes, the money will fall into your account very quickly!

Here at the Financial Group blog we have some articles on how to apply for a personal loan online safely, take a look and avoid falling into scams!

Is it obligatory for parents to pay class money?

Does the school begin and every year it is a very specific question, how much will the class money per child? Is it obligatory for parents to pay class money, or is it a deceptive and discriminatory habit of decades that can cause financial problems for most families? And if we have to pay, how can we prepare for what we can do?

Is it obligatory to pay class money? The answer is no

Is it obligatory to pay class money? The answer is no

“No money can be claimed or asked for from the parents in a legally maintained and ethically active state-run school, college, and municipal-run kindergarten”, says László Keszei, President of the Association for Children in the Capital (FŐSZEGY). Parents also pay class money (group money) if they are forbidden or exceed their financial capacity or do not see what they are paying for! But since taking class money, kindergarten group money has been a decade-long tradition in Hungary, that’s why it doesn’t even turn to parents to pay for it, ”he continues.

According to the accounting legislation, educational institutions have to give official acknowledgment of all forints collected from parents and pupils, to issue an invoice upon request, to receive money into the cashier, to be accounted for, ie, to be accounted for in every forint.

Obtaining parental declaration is mandatory (would be)

Obtaining parental declaration is mandatory (would be)

“The written statement of the learner, the child and the minor’s parent must be obtained for all kindergarten, school, and dormitory decisions from which the parent , the child and the minor, are subject to payment obligations for the parent. ”

The parent may also declare that he / she is unable to pay , in which case the school must pay the claim instead.

The parent may also declare that he or she does not want to pay because he / she considers the claim to be unlawful.

Failure to obtain a written statement is a serious offense!

Public humiliation is forbidden

I think all of our school years are scarred when Pistike and Julika have not yet paid for the class money and therefore the class teacher has called for them to pay, or simply forbidden them to participate in class programs.

to pressure

When a teacher announces and votes for class money, it basically exhausts the concept of pressure, because parents are in a position of virtually ready-made, life-threatening situation, as opposing to weakening their own position before the other parents.

GDPR specifically prohibits

What we haven’t really talked about is data management issues. Namely, in the course of collecting and managing the class money, someone (s) handle the data of the parents, especially the financial records, which is considered a priority data. GDPR is also binding on organizations such as schools. Independently of this, I believe I have appointed a data controller who has exclusive access to the data and is responsible for data security.

The solution is to sign a data management statement with the parents and take the expected structural steps to prevent sensitive data from getting into your hands. From this point on, it is not the case for the GDPR, when without the explicit permission of the parents, he / she presents the class money backlog with the child before the class.


If we do, how do we prepare for this?

Of course, we all know that class money is basically an “institution” for our children, which includes, among others:

  • the gift of the teachers
  • part of a class trip
  • “Chalk money”


However, it is a problematic and extremely past practice, because the occasional money for the “unique events” is usually collected by the classes with a separate budget. In addition, many parents complain that they are paying the class money throughout the year, but the child gets sick, then he is left out of the program for which he was paid and not paid back.


# 1 to “pay” class money throughout the year

The biggest problem for many families is the sudden, extraordinary release. To avoid this, you may want to set aside the amount of class money throughout the year – even during the summer break. We can distribute the burden equally.

For example, in case of a monthly cash payment of HUF 10,000 (up to HUF 5,000 for up to two children), even distribution will amount to HUF 7,500 per month in the family budget.

It also helps in starting school. Another positive result of the steady distribution is that it accumulates 3 × 7 500 = 22 500 forints during the summer break, which corresponds to a minimum of two months of class money. And this framework can be invaluable for many families who start schooling alone with a material disaster!

# 2 Do not bid over class money

# 2 Do not bid over class money

A common mistake in parental communities is competition. Unfortunately, it is sometimes the parents who raise their own money for the class to show their financial situation. Unfortunately, in the meantime, they do not think of families who are not sure who they want to pay for the increased amounts. Especially for several kids.

If you make such a bid during the parenting session, then stop it calmly and indicate that it is not working because

  • there are those who cannot pay
  • there are some who have more than one child in this or other classes. For them, these costs are multiplied
  • there are those who simply do not want to pay more for nothing

Especially the middle point is well understood. Such a bidding competition is typically started by parents who have one child. Think of a child not having the same financial burden as 2-3 children. Could you have more spending with 2 children than the other parent with a child? Then ultimately who spends less on her child?

# 3 Donation should be individual and not grouped

Gifts are also used to go out of class money. Often these gifts are for the average parent

  • untraceable
  • uncontrollable
  • went into useless

So the average parent pays the bill, but doesn’t have the money and the gift at any level. It is a coarser case when the parent (s) managing the class money take gifts to the teacher in their own power, which they give to their children without the knowledge of the others in the “class name”. In this case, the transferring child and the parent are inadvertently preferred, while the others pay only the invoice in the teacher’s eyes.

It should also be borne in mind that the habit of giving presents in the life of the classes has also evolved, which means that the parents “will” take a unique gift to the teacher they want. Thus, it is a very blatant idea of ​​the class money ideology of group gift giving, which is an extra burden, but does not give any benefit to families.

# 4 Dispose of individual deposit options as an idea

Monthly payment has spread because fundamentally the class money is a bad and illegitimate envelope system. It turns out by the monthly payment if someone does not pay, who can then be put under pressure. In contrast, it would be in the parents’ interest to choose their own

  1. monthly payments
  2. and occasional payments

To precisely avoid situations that Petike gets sick, he can’t attend the event, which is covered by class money and the parent gets the answer to “not get the money back because he’ll be good for another”.

If we have the opportunity, we will try to fight for the individual deposit institution, which means that we do not pay the full amount, but we pay the share of each specific event in one amount.