Discover more information about payday loans immediate cash
Applying for payday loans immediate cash has many advantages, starting with the simplicity, practicality, and speed of the operation. You may try https://www.paydaynow.net/ for free today. This only requires a few minutes of your time, and in the same way, you get an answer in record time, without having to move.
Availability is also an important asset: online time slots are wider than those of traditional advisors, depending on physical banks. This, besides you, can send your loan request 24/7!
Why apply for a loan at Benner?
Financing a new car, repairing the washing machine or preventing a future need for cash are all reasons to contact Benner to apply for your credit. In addition, applying for a loan at Benner is choosing speed, simplicity, and security.
On the one hand, we propose you to obtain an immediate answer in a few clicks, then to send us your complete file in a few minutes. On the other, we offer a 100% online experience, from your request to the electronic signature of your contract, through the transmission of your documents. In addition, our credit offer is 100% depreciable.
Of course, we are here to guide you step by step in this new experience and answer all your questions.
Credit Application: What type of loan can I buy at Benner?
Depending on your cash flow requirements, Benner Credit offers, as part of your online credit application, 2 major types of fixed APR loans (annual percentage rate of charge):
– Consumer credit: it includes several forms of credit affected or not, such as personal loan, car loan or work loan.
– The redemption of credit, also called loan consolidation: it consists of bringing together several loans of a different nature in one, in order to review the monthly payments and the declining APR.
In addition, Benner Credit does not offer a professional loan, credit exclusively reserved for professionals (liberal professions, artisans, traders, farmers, very small businesses, auto entrepreneurs, associations …) that can meet different needs (equipment, real estate or cash ).
Note: What about revolving credit?
Revolving credit, or revolving credit, is also part of consumer credit. Nevertheless, Benner Credit does not include it in its offers. The reason is simple: it is non-amortizable and its interest rate is variable (in addition to being particularly high), making it a very risky financing solution for borrowers.
Precautions to take before taking out a loan
Before you even apply for credit, it is essential to consider several parameters. First, your borrowing capacity, and by extension, your ability to repay. To evaluate it, you need to deduct your income from your expenses and other current expenses.
It is also highly recommended, in order to avoid heavy commitments, to use a simulation tool. This one will allow you to appreciate the APR. This is the second crucial point to check before applying for a loan. This famous rate includes interest as well as all credit charges. A simulation will allow you to effectively compare the different offers of credit and to assess, in its entirety, the amount of the reimbursement associated with each offer.
Another important criterion is the guarantees offered by the credit institution or the bank in terms of insurance, if applicable. Because from one institution to another, these are variable. The same is true of the amount of the insurance premium. Note that insurance, although very useful in some situations, is optional. You can also contact the insurer of your choice.
Before you apply and build your loan file, finally take the time to analyze the provisions provided by the credit institution in case of early repayment (penalties or not).
Who can apply for credit at Benner Credit?
In order to be able to borrow at Benner Credit, you must be at least 18 years old and not be over 80 years old. You must also reside in Metropolitan France: we are not yet present in Corsica or in the DOM / TOM. In addition, you are asked for some stability in your income. Finally, you must not be registered on any of the incident files maintained by the Banque de France (FICP or FCC).
If my credit application is pre-accepted, what happens?
Once your application for credit at Benner pre-accepted, you will have the opportunity to directly sign your contract online through the electronic signature. You will then need to send us your supporting documents by downloading them in electronic format or choose to connect your bank account with ease and security: you will save time and save paper.
Upon receipt of your complete file, we will study your file and can give you answers within 24 hours *
Whether your need for money is low or high, Benner Credit has a financing solution tailored to your profile. Do not hesitate to apply for credit on our platform: a few simple steps are enough to set up your project!
The three key points to remember about the credit application
- At Benner Credit, two main types of requests can be formulated according to your project and your needs: credit redemption and consumer credit (eg car loan, personal loan …). All have a fixed rate.
- Dangerous, the revolving credit is not part of our offers.
- Upon pre-acceptance of your credit online, you will need to sign your contract and send your receipts electronically or connect your bank account.